I have been mulling this over for a while and I dont know what to do. Sorry if its rambling.
I have a private, stakeholder pension. I have had it for a couple of years. I pay into it from my own account (not our joint one).
DH has a pension he has paid into for work, this comes out of our joint account. He has always said that this is our retirement fund.
I opened my own because I dont want to be left with nothing should anything happen to us. I think this is DH's main issue, that I have a back-up plan.
He is quite miffed, in a 'are you not committed' way. I have tried explaining that its only just for worst case scenario, especially as I have been a SAHM/Carer for the last 5 years. I am 100% committed and can see my future with DH.
What do I do. I cant fix it and there is an awful tension in the house.