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Original poster

Waiting on Nationwide mortgage offer

49 replies

happyfam4 · 03/02/2017 19:23

I am worrier and very nervous

submitted a full application to Nationwide on the 25th Feb 17, homebuyer valuation completed on the 1st and report submitted today so now waiting outcome!

I am very impatience :(

OP posts:
MaryPoppinsPenguins · 03/02/2017 19:32

Maybe it's because you submitted it in the future? Wink

Original poster
happyfam4 · 03/02/2017 19:39

HA HA sorry i meant 25th January 17 :)

PS via a broker too

OP posts:
MaryPoppinsPenguins · 03/02/2017 20:22

First time ours took three days after the valuation... and the weekend will slow you down too..

Original poster
happyfam4 · 03/02/2017 20:43

Arrrggg I thought the weekend will slow us down too. I guess I just have to keep myself busy with the boys this weekend then. Thank you for replying!!

OP posts:
BillyDaveysDaughter · 03/02/2017 20:46

My application is ready to go to TSB but I have some docs to drop in tomorrow (proof of deposit), so it can't go until Monday.

Plus the funds we had secured to repay some debt prior to completion (it will be a condition of the offer) have fallen through, so we suddenly have another pile of money to find with precious few options. No idea how we'll manage it but I'm not giving up yet.

Original poster
happyfam4 · 03/02/2017 21:35

Oh no, added stress :(

Yes don't give up. If you don't try then you won't know.

Keep us posted and good luck x

OP posts:
bibbitybobbityyhat · 03/02/2017 21:40

I wish I could be encouraging. We've had 2 x 2 hour phone calls with the Nationwide about our mortgage in the past month and they've turned us down! Even though we've been with them for at least 15 years and have maximum equity in our house and don't want to borrow any more money Shock, we are aiming to pay everything off sooner.

I think it's all very difficult and time consuming these days. The banks have been hit by the financial crash and of course PPI.

user1484830599 · 03/02/2017 21:43

Try not to stress too much (although I know it is hard!) We recently went through the same thing, and once the valuation was done it took 5 days to receive our offer. They are pretty quick on the whole, although I know the waiting is intolerable!

Ebayaholic · 03/02/2017 21:49

Nationwide are massive on customer service and it hasn't really been all that long...try tweeting

PlumFairy2014 · 03/02/2017 21:52

Nationwide offered us a mortgage 10 months ago, but the seller changed their mind and we had to reapply as it went past the 6 months. We had a higher income and no debts or anything, but they declined with no reason. Nobody could tell us why.
Went to Hsbc and had a mortgage the same day. Very odd, but just our experience with Nationwide... x

Original poster
happyfam4 · 04/02/2017 09:15

Thank you for everyone replies and encouragement.

Nationwide is known to be very fussy. Our broker wanted to go with Halifax but as we currently bank and mortgage with nationwide and they offer very low rate, we thought we will give them a try.

Yes I hate waiting and I am a very impatience person:(

Hope you all have a lovely weekend!

OP posts:
LadyPenelopeCantDance · 04/02/2017 22:10

Have a look at Nationwide for Intermediaries website. It is the website brokers use and gives you an idea of current waiting times.

We got our mortgage with them last year and it was turned around pretty quickly.

Coconutty2 · 06/02/2017 21:51

Five days, including a weekend. We applied for a mortgage with Nationwide on a Thursday morning, they did the survey on the Monday, woke up to a text on the Tuesday offering us the mortgage.

Hope you hear from them soon Smile

Bluntness100 · 06/02/2017 21:54

We went direct with nationwide two years ago and I have to say they were excellent in pushing it through. I was really impressed with the advisor and the team.

Original poster
happyfam4 · 07/02/2017 07:57

Still waiting :(

OP posts:
MummyPigLovesAppleSauce · 07/02/2017 08:12

We are in the same boat. Had our survey yesterday so just a waiting game now.
Good luck Flowers

Original poster
happyfam4 · 07/02/2017 08:22

Thank you, good luck to you too Flowers

OP posts:
MummyPigLovesAppleSauce · 09/02/2017 20:57

Any news?

Original poster
happyfam4 · 09/02/2017 21:42

Nope! Thank you for asking!

You guys?

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MummyPigLovesAppleSauce · 09/02/2017 21:48

Nope, but they emailed to say that they need another piece of info ( just something silly to do with my work contract) so I don't suppose we will hear from them until it arrives on Monday.

Fingers crossed for us both though!

mrsBeverleygoldberg · 09/02/2017 21:52

We already had a mortgage with them and were applying for a new one when we moved. They took so long. Well two weeks which meant we couldn't exchange when we should have. It was all okay in the end but, goodness they took a long time. We had never defaulted on a payment to them.

BillyDaveysDaughter · 10/02/2017 06:49

I applied for a TSB mortgage on Monday, h Avington had it all agreed in principle (including credit search) the week before.

Haven't heard a thing? This is day 5, WHAT DOES IT MEAN

Grin
Original poster
happyfam4 · 10/02/2017 07:09

Hi, welcome to the waiting game.

Have you submitted a full application to TSB?

MummyPigLovesAppleSauce - I believe Nationwide will respond 48 hour after submitting your application.

Good luck all

OP posts:
Original poster
happyfam4 · 10/02/2017 16:42

My broker called and said mortgage status is accepted so hopefully offer next week!!

Fingers crossed

OP posts:
difficultyear · 10/02/2017 18:48

Woohoo!! Worry over. Good luck.
We just took our ours with nationwide and have found them good to deal with post broker ☺