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Buyers support thread - stressed? Worried? Stuck in a chain? Gazumped? Well come and join us here

999 replies

Bakingnovice · 25/06/2013 12:31

I can't see if there is already a thread like this so here goes..

We finally upped our offer enough for it to be accepted on our dream house. It's been stressful so far and this is just the beginning. We have had so many let downs: vendor changing mind, vendor getting higher offer etc and we hope this sale goes through smoothly. We've been looking for years. Come and join me if you're buying and equally stressed....

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Misty9 · 31/07/2013 16:39

Congrats Flow!

Not as positive here; just heard its highly unlikely we will exchange for another 1-2 weeks :( so wont be able to hand in notice until beginning of September and preferably delay completion until late September. It's better for us in a way as we're off on holiday in 4wks but it's disappointing given how quickly we got things going. The issue is the top of the chain being slow. Sigh. We'll get there!

50shadesofmeh · 31/07/2013 16:43

How quickly do they normally get you to exchange? Guy buying ours doesn't have property to sell and house we are buying is empty so hopefully it should t take too long for us.

thegraduand · 31/07/2013 17:58

We've had an offer accepted!!!!!!!!!!!! Very excited, house is beautiful. Just need to sort everything else out, apparently the mortgage company have "severe delays" with surveys at the moment

Misty9 · 31/07/2013 19:12

Congrats graduand!

Doesn't matter re mortgage company - just use your own independent surveyor. They will insist on a valuation but that's usually a drive by quite quick.

Misty9 · 31/07/2013 19:15

50shades you're in the same position as our vendor - we have nothing to sell and they're buying empty. But the solicitor at the top of the chain has been slow so we're now looking at 8 weeks to exchange, possibly more.

thegraduand · 31/07/2013 19:39

It's just the valuation survey that is likely to be slow

50shadesofmeh · 31/07/2013 19:41

Ah Misty so it doesn't necessarily matter then , hopefully all solicitors are speedy then.

Bakingnovice · 31/07/2013 20:28

Congrats 50 and grad. Our survey took a good few weeks too as there is a backlog.

Misty - we go on holiday in 5 weeks too. Booked ages ago but a total pain in terms of timing. We want to slow our exchange down a bit as we've lots to sort but its speeding away. Wish our solicitor would slow down!

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flow4 · 31/07/2013 20:38

Thanks misty, congrats grad... It seems like there's some movement here :)
Baking, I need to redecorate bits because I haven't for a while, and there are some things I can't leave for a tenant - a spot on the stairs where DS1 punched a hole, for instance! Hmm We managed a first coat in 2 rooms of the new house today... Up early tomorrow for the second coat!

Bakingnovice · 01/08/2013 10:41

It's all so exciting flow. How long do you think it'll take to get a tenant in?

I'm afraid I'm having a major wobble today. I could do with some support. We are letting our house to upsize and stretching our finances in the process. Dh runs his own company and does well. I left work as a lawyer a couple of years ago after a breakdown due to work stress/bullying/pnd. We are stretching to buy but we have at least 6 months worth of mortgage payments and living costs kept back as a contingency. I'm feeling much better health wise and have been looking for PT job. There are view jobs in my field at the moment. I wish I could just go work in tesco as I don't enjoy law any more. We are fairly confident that dh can earn enough to support us but I want to do my bit. Our mortgage is in place, we have been trying to find a house for 5 plus years. The one we offered on is amazing. I just feel so sad. Sad to leave our current house, sad we have to let (tried to sell but couldn't), scared that we might not get tenants, scared we won't be able to afford new house etc.

We have discussed this at length, dh thinks its the stress of the move that's making me worry and we have enough contingency funds to see us through the first 8 months at least. If it goes tits up we can move back here and let the other house (which will be mortgage free). I'm worried dh company will stop making money (highly unlikely), and interest rates will shoot up and it'll all be a big mistake. But deep down my gut is telling me its the right thing to do and we have to take a risk.

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Toomuchtea · 01/08/2013 11:44

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Bakingnovice · 01/08/2013 17:04

Toomuch thank you. I've applied for a small admin job today. I hope they don't dismiss me because I'm
Over qualified. Thank you for your support.

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Toomuchtea · 01/08/2013 18:12

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Turnipinatutu · 01/08/2013 19:17

Baking- I'd agree with Toomuch, get the move out of the way before you give much more thought to a new job.
I wouldn't worry too much about being over qualified for posts either. I'm sure after a few years out of the work place they wouldn't be expecting you to want to jump straight back in the deep end!

flow4 · 01/08/2013 22:40

Oh Baking, if you're anything like me, once you have ONE thing to worry about, the anxiety just sort of spills out all over everything else...

It's not the best head space to be in to job hunt... It probably is better to wait until you are feeling more positive and confident.

I have stretched to do this too... I have been mortgage-free in our terraced house for about 8 years now, but have now taken on not just one but TWO mortgages to make this move! Shock All the sums add up, but it's scary - especially since I'm a single parent and it's all down to me.

I already have my tenant though - a friend - who is moving in in a fortnight...

Bakingnovice · 01/08/2013 22:47

You are a lovely bunch. I'm feeling much better. Pmt really exacerbates my anxiety and maybe I've lost perspective a bit! At the end of the day if it goes wrong we can always sell. Feeling a lot more positive and our vendors have agreed to slow things down a little too which takes the pressure off.

Flow - have nothing but admiration for you.

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flow4 · 04/08/2013 06:27

Aaaaargh! It's M-Day! Friends and van coming in 4 hours. Shock My boys and I have been working flat-out for 4 days, sorting and packing and taking boxes of stuff to the new house, charity shops and dump, but it feels like we're only about half-way ready! Confused >where's the panic emoticon when I need it?!< Send me good wishes please everyone!

Turnipinatutu · 04/08/2013 08:45

A bumper pack of good luck vibes are on the way from this direction Flow Smile How exciting! Moving at last! Hope it goes smoothly.

We're hoping we should be back on Rightmove etc by Monday. I just hope we get some interest and a good offer soon.....
I spent yesterday sprucing up the front garden as much as possible just in case.

Bakingnovice · 04/08/2013 10:41

Flow good luck. Sending you lots of good m

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Bakingnovice · 04/08/2013 10:42

Moving vibes today. Hope all goes well.
Turnip - if you had an offer before chances are it'll get snapped up again.

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flow4 · 04/08/2013 18:26

We're in! I'm totally jiggered, and we have sooo much to do back at the old house - needs a skip and lots of scrubbing! - but we're here in the new house! Grin
Thanks for your good wishes, everyone!

doglover · 04/08/2013 18:39

Just glanced at this thread ..................... BRILLIANT NEWS, Flow4!! So pleased for you and your boys Smile

AugustaProdworthy · 04/08/2013 18:40

I'm
Still
Here

Still on market.... Really really fed up now.

Bakingnovice · 04/08/2013 23:08

Well done flow. At least you've got a good tenant lined up. You've done the difficult bit, its all easy peasy now (hopefully!).

Augusta how long have you been on the market?

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Toomuchtea · 05/08/2013 10:03

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