SO fed up - we were due to exchange and complete today

[moominmarvellous]

and now we're back in limbo because of all the debts secured on the house by the previous owners.

We've been going back and forth for 3 months solving various problems and were finally getting somewhere; all the searches were done, had signed and returned our contract, money in Solicitors Bank Account ready for today, and then it transpired that another charge was filed against the property on 17th Sep after initial searches were carried out.

It's such a mess. Now, unless the woman can get the charge removed (I have no idea how long this could take) the house could be reposessed and sold by the bank. We dont even get first refusal. Apparrently they don't even have to tell us whats happening and all we can do is keep an eye on the SOLD sign to see if they're re-marketing it.

It doesn't make sense. We have the money for it, ready, today. It's a decent price for the house so I can't understand why this has to happen.

Surely vendors should have to provide a full credit history regarding the house before they are allowed to put it on the market?

I was ok yesterday, but so I'm upset today. there must be something I can do, but I can't find anything out from anyone as it's nothing to do with us in the eyes of the bank and they have all the answers according to the sols and estate agent.

DC2 is due in just over 2 weeks......I should have known it all ended up a bit too neatly after all the crap.

Oh blimey, what a waste of your time.

Given the way the ex is behaving, I'm not sure I blame the woman for not letting the children see him - why would you prefer to have your kids out on the street than sign a piece of paper? Still, horrible and frustrating for you.

Maybe your better out of it moomin. Lovely news about your baby boy though - congratulations!

I know. God knows what's gone on there. By him not signing the paperwork he's forcing his ex to go bankrupt and potentially ruining her chances of getting a decent job in future as she works in finance.

He told me that he's sorry to be a pain (although us losing £2k is a bit more than 'being a pain' in my book!) but this is the only leverage he has to get her to allow him to see his kids. Well that didn't go to plan did it?!

I was sad yesterday as we've been told all along that it's been a matter of waiting for paperwork and formalities before we got the keys and it turns out their solicitor knew all along that there was an underlying custody dispute and they were hoping he'd change his mind at the end of it all. it just made me upset that we trusted them and got fed a load of crap all the way through.

Anyway, we're moving on! Weather permitting we've got a viewing on another place tomorrow and there are a few new ones on the market that may be suitable.

Thanks fimbos - he's a little angel! xx