Just wanted to cry at toddler group today.......

[HRHQueenOfQuelNoel]

they're a lovely group of mums, and we all get onreally well - but today they were sitting talkinga bout Christmas and what they would be doing. Discussing what they were buying for their children (not very expensive I hasten to add - about what we'd usually spend - £20-30 per child) and asking what we were doing - I had to tell them we had nothing "planned" yet - knowing full well it may well be sod all.

Then (as always when it's cold) the subject of how convinient my house is for the school, church, toddler group etc etc - and felt so cr*p sitting with a falst smile knowing that in all likelyhood we're not going to be there for very much longer.

One or two of them know in some detail our current finances, but not the full extent (especially not the latest about the possibility of having to either sell the house and move into rented - or even worse having the house repossessed.

I didn't really say much - wasn't sure to say and it's pretty easy atm - but when (if???) we have to move how on earth am I going to explain it without telling them we're completely and utterly skint???

(((( hugs ))))

Ive read some of your threads and know how hard you have tried with your buisness etc. I really hope things start to go better for you, i think i read a thread where you got the job u wanted - hows it going?

How old are your boys?

Thanks Tamba - the business is now officialy closed - we're just waiting to see if any of the business creditors want to chase us and hold us personally reposonsible for the money we owe them - at least one has said he's not going to bother.

The jobs going ok still adapating to nights - but I'm enjoying it

Boys are 2 and 5

If both you and dh work, won't the mortgage company hold off till you can get on top of things?

Avalon - no they won't - there's a thread somewhere about entitled crp crp cr*p explaining why.

Yes, I know. I suppose I'm just and on your behalf that the mortgage company isn't a bit more flexible/forgiving.

We had a six month payment holiday when we were in trouble. It upsets me that you can't have similar.

Thing is they already gave us a short payment break a few motnhs back (I think) - although not sure where the 4 months missed payments have come from (DH sorts all that out) as it was only in the summer that we missed our first one [frown]

Do you mind if i email/CAT you QOQ?

of course you can Tamba

TBH I'm past the being upset at losing the house (or selling it - oh SH*T I was supposed to call some estate agents today and forget ) it's more sitting with the other mums and pretending everything is ok .

are you still using the gwenick email addy? thats the one i have on my msn thingy anyway

ooooo - Tamba - who did you used to be??? Didn't know I had you on my MSN LOL.

is it the @ tafara.biz one you've got???

nope its gwenick and the terminators or something

I was someone else but changed my name a while ago. (I was uhgyg erab)

obviously thats all in mixed up letters cause i dont want those nosy RL people searching on my old name lol)

lol - it's ok I'm ok with anagrams

gwenick @ tafara . biz (without the gaps obviously )

oppps just sent to gwenick @ hotmail but will resend lol

god - I forgot I even had a hotmail address it's so long since I last logged on LOL.

Second email sent lol

Sorry you are having a miserable time HRH. I really hope you can find a solution. Have you seen Citizen's Advice? Got to be worth a try.

Yes, cannot think of anything useful to add QoQ but saw this and your other thread and am so sorry things are so hard for you all at present. I had no idea your business had failed too Hope you get a deserved lucky break very soon

Did you get the email QOQ- i think i may have sent it in triplicate cause my puter went funny lol - let me know if it doesnt arrive and i will resend (grrrr at mozilla!)

Message withdrawn

So sorry to hear this QofQ. I looked at your website and thought you had lovely stuff, I just couldn't afford to buy. Have you been to the CAB about your mortgage? There must be someone who can help. Don't know what else to say but you can email me if you like ([email protected]). Will pray for you and dh and the boys.

Tamba - haven't got the email - did you take the spaces out???

Aloha - we've seen/are seeing CAB - but there's nothing they can do about the mortgage unfortunately

Thankyou Socci and KateF

yup just resent again cause it came back delivery failed or something grrrrrr

arrgggg its just come back as failed delivery again!! I did send it to your hotmail account too though, do you still have access to it? or i could just post it on here if you want lol save us the trouble!

• sorry my fault - it should be

gwen @ tafara . biz

I always forget that this is the only email addy I have which doesn't have gwenick at the start of it

Copy of email -

Hiya

I used to be huggy btw

I went shopping the other day buying for a friends 10 yr old son, and looking through it later, ive realised ive bought him stuff thats far to young for him! (ive never bought for a 10 yr old lol some of the stuff says age 2+ ) There is a mr potato head star wars thingy, felts and colouring books, selection boxes, just little stocking filler type things. I really dont want to have to go back round the shops taking them back, i hate standing in queues lol so if you would like them for your kids then i can send them too you. I dont want anything for them and have to go to the post office over the next few days anyhow. So if you want them please send me your address and i'll post them out to you. They are new and are still sat in the same carrier bag i bought them home in lol

Love from Sarah aka Tamba xxxxx