If you had a sum of money say 3k, what would you spend it on? Would you go on a luxury holiday or buy some nice furniture or some nice clothes. I've had a luxury holiday so I dont think I would spend it on another luxury holiday. I would buy some nice furniture and some nice clothes and maybe a few days away somewhere in Europe but I would not blow the lot on a luxury holiday. A three week holiday to Australia staying in a classy hotel would come to about 3k but if you've done it before then it's just a waste of money