PREMIUM BONDS DEC INTO 2024

[Blondeshavemorefun]

New thread for when old is finished at nearing 1000

pleased to say I finally won £100 after nothing in oct and nov

here’s to a happy healthy and ideally WEALTHY 2024 for us all 😁

150, 150, 100, 650 on 4x FH. The 650 makes up for it a bit but kind of makes me want to pull it all out!

£25 on £10k for me. But more importantly DD won £50 after winning nothing for 15 months (£12k holding).

£100 on 25k DH

£100 on FH for me. My interest rate for 2023 was 3.75% vs average fund rate of 3.80% (I think!). I'd be paying tax on interest so pleased with my return but have never had a prize bigger than £100 yet and would love even a £500 prize!

I've had £100 on FH and I'm honestly thrilled with anything! I know I could get more in another form of investment... but I like being in it to try and win it.

I have mine DH and DS on cream App.
DS is showing a no win month.
but neither DH or mine open when I press Show Results. Any ideas?

0 for me on 4k
25 for my son on 8k.

Well done everyone!
We got £650 across 2.5 FH. Pleased with that!
Still hoping for a biggie one day and I do love the thrill of dreaming.

I have won nothing for months - I had 20k in , but took 18.5 out and put in a high interest bond. I still put £25 a month in just for the thrill, but any other spare money now goes into high interest savings. Even with paying tax on interest, don't forget your tax free allowance on interest, which, for me, was much higher than any winnings on PB. I'd never not have any though - I've had since I was born.

£100 here on 13.5k - pleased as I'd withdrawn some last month so wasn't expecting a win! May the rest of the year be as lucky 🙏

£100 on £17k for me. We’ve done well so far - substantially better than the two-year fixed interest we put £20k into two years ago and that pays under 2%!

Thank you, not great then

£300 for me and £125 for DH, both on FH. Acceptable.

We are an excessively lucky household, because not only did I win 10k last year, even if you remove that figure from the equation, I made 5.8% over the year. And not only that, my husband made 10.5% on £1000 holdings.

My winnings were incredibly even too - most months I made £125, or a small variation from it (£100-150).

Starting the year on £1225 is fab on mat leave - especially given that I don't even qualify for SMP!

🎉 £50 on £600 holding! wohoo
I started PB last June, slowly adding here and there :) really pleased with it!

You are incredibly lucky. I think there are some people who consistently win loads whilst other win little/nothing even on FH

Im going to read up on how I can have a more positive and lucky mindset haha

£225 for DH, £150 for me and nothing for DD.

£50 for me on FH , dh not checked his yet .

£150 for me and £100 for DH today.

Finally a win after about 7/8 months. £25 on £4.2k. Happy with that! I’ve mostly stopped actively saving in mine and using accounts with higher interest but I’ve left that in cos I like the fun😊

£200 for me, £300 for DD and £225 for DS.

We made an average of 3.2% last year, our best year so far since having FH (2020: 1.2%, 2021: 0.9%, 2022: 1.15%).

4.2% return over last 12 months on 2xFH. No massive win but happy with the tax free, relatively regular return.

£400 this month on full holding. I have had them for decades and the income was between £25 and £100 pm; but for the last few months it has been £300+ every time - it is a decent return and I like that I can take money out whenever I need to.

My return for 2023 was 4.1% (on a holding of around £35k).

I won £150 and dh won £250 both on full holdings. We have one more draw to complete a full year but so far its at 3% for me - dh has won a bit more than me so were probably between 4 &5% overall