PREMIUM BONDS DEC INTO 2024

[Blondeshavemorefun]

New thread for when old is finished at nearing 1000

pleased to say I finally won £100 after nothing in oct and nov

here’s to a happy healthy and ideally WEALTHY 2024 for us all 😁

£50 on almost FH very disappointing but better than nothing I guess!

Nothing here on 25K holdings. Disappointed as it's my birthday tomorrow so was hoping for at least £25.

£100 for me and £400 for DH so pretty good for us.

He has consistently won more than me even though having slightly less.

The problem with the advertised rate of return is that it is an average, not a guarantee. As with any “average” it is skewed by the big prizes as for someone to win those, lots of other people have to miss out.

Martin Lewis explains it well here: https://www.moneysavingexpert.com/savings/premium-bonds/#prizes

The bottom line is that at the moment PB’s are unlikely to give you a better rate of return than a lot of savings accounts right now. However if you are a high rate tax payer who has already maxed out your ISA and personal savings allowances then they can offer a better return, but not guaranteed! It all comes down to whether the return is the most important thing for you or if you’re happy to take a risk based on the chance of winning significantly more.

£175 for me on full holdings and £125 for DH who also has full holdings.

£325 for me from 6 prizes
£225 for DH from 3 prizes
Both on full holdings

Nothing for me, 2nd month in a row

2 x £50 for me - good start to the year

£150 on FH

£350 for us on 2 x FH.

£200 on FH. Would have liked more but better than nothing especially as lots of us on here have won nothing on FH.

Good luck to everyone yet to reveal the app.

£450 for me on Fh & £100 for DS on £15k. Happy with that!

£125 for me on c.£13,000

£425 on full holding

Nothing for me this month on £5K, but discovering and downloading the blue app has made me feel better about putting in £1K six weeks ago and not having any wins from that (yet). It’s really handy seeing my deposits and when they’re eligible for wins.

£100 for us on &40k. Not great

oooh £325 on FH for me! I got nothing in Dec so this is better!

Well done all the winners and sorry for those with no win :(

Agree it is coming to the point of "is it better in a high interest one-year bond?" now that rates are so much higher. I enjoy the thrill tho (esp today).

Nothing on full holding. A grim start to the year

The nice thing is that my wins are (as I requested) auto-invested, so go straight into the next month's draw, rather than me having to wait a full calendar month as I do for completely new purchases. As someone said "every little helps". 🌹

£325 on a full holding. Happy with that.
£2685 in 22 months

£200 on £22k
Got £300 last month too
Happy with that

£50 on just under £10k. I was so close to moving the money elsewhere as I have had 8 months in a row winning nothing. Maybe my luck is changing this year!

£150 on £19k which I am very pleased with.

Joining for the first time to report £175 on £34k. Pretty pleased! I've had £60-worth since 1983 which have never won anything but I've recently topped that up with savings as I'm over my ISA limit.