PREMIUM BOND THREAD

[Blondeshavemorefun]

Thought better start new one as last one almost full

Let’s hope we win big November for Christmas

First entry into the draw. Counting down 🤞

Got a big bill coming up but hoping we can make it to Jan 5th to squeeze in one last prize draw! 🤞🏼🤞🏼🤞🏼

Haha I am excited! First month am eligible!

Just joined! I'll let you all know when I get my big win in February

Has anyone else had an email from National Savings to ensure details are up to date? I wanted to change my phone number but the website is not allowing it because apparently the number is not up to date? Wondering whether me being overseas is causing the problem.

I updated my number but it involved them robot phoning my landline with a code (which was fairly stressful).

@Bienchen

Has anyone else had an email from National Savings to ensure details are up to date? I wanted to change my phone number but the website is not allowing it because apparently the number is not up to date? Wondering whether me being overseas is causing the problem.

Yes I had one

I've been lurking on here but I'm eligible for the Jan draw so thought I'd join in

I have less than 1000 in mine but I'm still stupidly excited

@TulipsTwoLips

Got a big bill coming up but hoping we can make it to Jan 5th to squeeze in one last prize draw! 🤞🏼🤞🏼🤞🏼

I'm not sure you have to wait until the 5th, that's when the smaller prizes are made public but I think that the rules are that you have to hold the PBs on the last day of the previous month to qualify.

If you want to withdraw money, it asks you if you want to withdraw now, or after the next draw, so you could go on and do that now, and the money would appear in early January, although the weekend and bank holiday will delay things this year.

Although if your big January bill is your tax bill, you've got until the end of the month anyway.

We have close to the max for 2 people in bonds, and the winnings add up to around 1% per year. We have a similar amount in s n s isa that makes around 7% pa. We are moving money out of the bonds into the isas, nice to think that a big win my come, but the reality is a few £25 wins every now and again. Unless they increase the win % then we are out.

I also won £200 @Blondeshavemorefun - that was on just under £30k holdings so feel like we've done ok.

Hopefully we'll find a house next year and our deposit will be ready to go! I'll then be using the PB account as my savings account as my current savings account isn't earning me anything!

It’s the what if @Someaddedsugar

Hopping on to see which of us wins the big prize in 2022

I just transferred in another £1000, taking me up to just over £10k. the money is earmarked for house improvements but might be in there for a while as I am so indecisive about what I want to get done!

@Lincslady53 I am planning to set up a s&s ISA for longer term savings, but for short term savings for a purpose I quite like the certainty of premium bonds

It seems strange that it’s 1 January, and there are still several days to go until the draw.

@Blondeshavemorefun I'm going with the theory I'll win the million before finding the right house 🤣

Interestingly we tried to tried to withdraw funds on the 29th as a bill came early, got the usual "would you like to withdraw now or after the draw message", and when I picked "now" I got a message saying as it is so close to the draw date funds I couldnt withdraw until after the draw!

@OublietteBravo

It seems strange that it’s 1 January, and there are still several days to go until the draw.

Is it because it's the weekend and then Monday a bank holiday?

@OublietteBravo

It seems strange that it’s 1 January, and there are still several days to go until the draw.

I agree!

5th jan is forever

But the later draw is good news really, right?

It surely means there is still time for Agent Millionaire to coming knocking at our doors!

great outlook!!

Not too much longer to go!

I have some old premium bonds (from when I was a child) how would I go about accessing these? I would love to start investing in premium bonds but it won't let me as I already have an account (that I can't access!)
They will be about 20 years old now, as I am mid 20's.

@Lincslady53
I also have full PB amount and a SnS ISA. The latter dropped 25% during the pandemic but I kept my nerve and it's slowly crept back up but still a bit fragile. I like knowing my capital is safe in PB whIle taking a gamble with the ISA.