Worth transferring tiny Persians into one pot?

[Redtartanshoes]

I have a couple of pensions thT aren’t worth very much. £2k and £11k, is it worth transferring into current pension? Anything I need to consider? One is with people’s pensions the other is aviva

Ha!

Not necessarily if they are small - look at the charges and funds they are in compared to where you might move them. If they are in decent cheap contracts with good funds not really worth bothering unless there is a particular benefit

Another one here to see if it's cats or Iranians going in the pot. Either way I think it's a bit cruel OP

Big Persians are not always better than little Persians, all of the time.

This thread has cheered me right up! 😂

Do you know how much you're paying in management fees for the Persians?

@GrumpyMiddleAgedWoman

I'm having visions of the Shah jammed into a jam jar...

The poetry here brought tears to me eyes...

I thought it was going to be some kind of plant - I imagined a bit like bonsais...

Came for cat pictures.

Leaving satisfied, thank you.

Apart from the fact I'm dying of laughter, I did the consolidation into pension bee, and it will make it easier, but I don't think it's a good idea in a highly volatile market. I stupidly assumed they'd do an in specie transfer, which means taking the existing investments without selling them. But they sold everything and rebought the units in the new fund, so I will have lost on the costs.

This could be your future, OP.

DO YOU LIKE WHAT YOU SEE?!?!

ScarfaceCwaw mine is a better fit...

Be aware that transfer costs may reduce your investments to SPARTAN dimensions, thus negating the benefit of your tiny Persians.

I'm not sure your Persian is showing sufficient long term growth, gilet. You want that Persian to be really luxuriant by the time you reach retirement.

fine I'll see myself out

ScarfaceCwaw s'true, my Persian is well stuffed.

Definitely keep all your tiny Persians together, in one pot. Your bigger Persians will appreciate the freedom this gives them. I hope you're providing nannies and a comfortable pot. How did you become involved in a Persian- breeding programme? Is it funded by the British government?

Just following on from several earlier posts, my Persian friend once told me that where she comes from, being referred to as "Iranian" is regarded as something of an insult. (And incidentally, despite her slightly diminutive stature, I wouldn't dream of transferring her into even a moderately-sized pot.)

I imagined something a bit like the Terracotta Army...
Cute, anyway.

@EmmaGrundyForPM

I clicked on here as I was so intrigued by the title. You might want to get MN to edit it

Oh please don't. It's the only reason I clicked on it. Bit gutted by lack of potted kittens though I admit.

Actually PMSL at this. That’ll teach me for trying to multi task.

My phone clearly hates me 😂

You will soon have to repot the tiny Persians,because they will grow a bit bigger in the Spring, but get matching pots.

Thank you, thank you OP. I didn't expect to have a laugh today.

And buy a lovely Persian carpet to put the tiny Persians in pots on, it will be so lovely !

OP your phone might hate you but I love you for starting this thread!

@ScarfaceCwaw

juuuuuuust leaving this here

I love this

A few tiny Persians in the pot is worth multiple ones in the bush.