They can't walk away, they are all waiting for another boom which will definitely happen very soon and they will be okay again.
They will lose everything, they earned a lot of money very quickly and then spent it. They made major decisions based on the same amount of money rolling in, buying expensive houses with huge mortgages for example.
A J.O.B won't give them anywhere near the type of income they had during the boom and the income they need to enjoy the lifestyle they briefly had. It's those who put their kids into private schools which I hate, as some have had to take them out again. Homeschool being one of them.
The moment any of them take their foot of the pedal for even a little while their income drops. They have to spend every hour of every day recruiting.
It must be soul destroying, doing the same they did when they were earning lots, yet not getting the same results.
I imagine they walk around with a feeling of dread that they will lose everything.
They will never admit it, tax bill bot still makes out she is rolling in it yet her company is insolvent.