I’m in a right state.
I live with my partner and 3 kids. The older two are from my previous abusive marriage.
I have claimed as a single parent. My defence is that I left an abusive marriage in tens of thousands of debt and have borderline personality disorder and can not be safe with money. The tax credits I was getting was for my debt and my older two children. I have a spending addicted and I can’t be trusted to pay bills etc so absolutely everything is in my partners name. The house is his.
He has no idea. He gives me an “allowance” once a month and he thinks I live on that. He will leave me if he finds out, Iv already had bailiffs to the house. My mental health has been awful the last few years and my psychiatrist is fully aware of my spending problem.
I stopped claiming tax credits last month as I started a part time job. I earn £300 a month.
I had a letter today saying that they have linked my partner to his house. They want a telephone interview next week but also all bills etc that are in my name. Nothing is. Literally nothing apart from my bank account.
I’m so scared. The letter has asked for details from March 2019 - July 2019. Why only these dates? !!!!!! do I say. If I admit everything surely they will look further back? I honestly feel like this is the cherry on the top and I’m not sure can survive much longer. I have so many debt collectors after me. Partner refuses to help as it’s technically ex’s debts.
I’m so nervous about the interview. I don’t want to go to prison. I don’t even want to go court. I’m so scared.