I am 32 and live what I think is a healthy life style - Gym classes 4 or 5 times a week (a mixture - HIIT, Kettlebells etc).
I eat healthily although don't track calories, macros etc, I just eat and healthy balance and don't over eat or snack too much.
I'm a healthy BMI - my issue is I can't seem to get rid of lower belly fat. It's like a little pouch that just won't go. Any tips of what I can do to reduce or get rid of this?