Any one used Fitness Rewards life insurance?

[Rideforthehills]

Looking at signing up www.fitnessrewards.co.uk

seems like a no brainer - it is cheaper than my current insurance and I already do the amount of exercise that on their reward scheme would add up to enough points to save money on things I buy anyway.

Anyone got any good or bad experiences?

Following. I have looked at this but the quotes seemed really expensive ie in the region of £40 per month. I would mainly use points for trainers and running gear.

I'm a Vitality member via my works scheme. So far, my husband gets a weekly Starbucks (I don't drink coffee and have no Starbucks near me anyway), occasionally we use the free cinema tix, I've had a pair of half price trainers, I've got an Apple Watch which should work out to basically cost me nothing, and I've stayed at Champneys with friends for a fraction of the normal cost. Soon I reckon I might break even . Unfortunately, my work have made noises about not renewing with Vitality as they've increased their premiums, but personally I've found it a great incentive to keep moving, I've done some of the health checks which lets me know if I'm basically healthy ), and I love the rewards. To me it seems a win-win. I get stuff for keeping healthy, and presumably Vitality has to pay out less to those maintaining a healthy lifestyle. And my body benefits too.