I was about to post the same question, but DD is 12 (y7) and has Christmas money left over.
She hasn't lost anything all year, but last week lost her coat, with door key in pocket. Because we live in the grim north and she doesn't have a spare coat, I bought her one yesterday and told her she'd have to pay me back out of her Christmas money.
Now feeling very guilty because the only coat I could find was £32 which will clean out her savings. She's not complained and is happy to pay. And she likes the coat I picked out (miracle!).
Can I go in to secondary school as a parent and search lost property? I wouldn't even know where it was or where to start looking. She claims she's looked everywhere. There are just so many places it could be.
It's hard though. I feel guilty making her pay, but I don't want to let her think I can just replace everything straight away.
I think at 8 though, maybe a contribution towards it would be enough of a punishment.