Is ending the triple lock to fund a care service fair....

[mids2019]

To me this is actually not a hugely left wing proposal as middle classes with occupational and private pensions will not notice the reduced increases in state pension significantly.

However poorer pensioners with little other pension provision may be impacted a lot to essentially fund a care service that will be disprotioanrly help the middle classes as their life expectancy is greater.

Is it fair that our poorest pensioners get less to support a care service which would mean a millionaire pensioner would not nèed to sell their assets to access it?

But that is exactly what today’s pensioners did. I’m not a pensioner yet but I’ve worked for 44 years funding other people’s pensions just as future generations will do for me. That’s how it works.

It would be easy for you to set up some sort of money making side hustle. Do it instead of relying on handouts.

Well, it won't be betting on horse racing that's for sure.

The issue is that the country is just not in the same position to do that and I’m sorry, but you were aware for 44 years that retirement would be coming. You didn’t think to pay into a private pension for at least half of that time?

I don't know why people keep going on about 'they' want to divide us ( whoever 'they' may be). People are quite happy to divide themselves.

Look the shit state of the UK is not due to generation anything. Its due to really bad mismanagement by governments for decades.

Tomorrow is my last day at work, having worked since September 1980. Retirement starts on Wednesday. Can't wait.

I won't be dependent on the state pension and won't need the triple lock, but many will.

Won't be cruising, I'd rather stick pins in my eyes, but have a plane to catch and a new grandaughter to meet!

Actually the state of the UK can very much be traced back to Brexit which was voted for by the same boomers who want their triple lock, six rental houses and three holidays a year!

There isn't a pneumonia vaccine

I’ve never been on a cruise in my life, honey. And I’ve saved plenty. I worked in the NHS for decades and moved for a better job several times. Why can’t you?

Yes there is.

https://www.nhs.uk/vaccinations/pneumococcal-vaccine/

@whywaitallnight I'm not relying on your generation to bank roll me. When I was in my 20s, I didn't resent people over 60 and 65 getting a pension or contributing to it.

You do realise that many pensioners continue to pay tax. DH and I will, mother and step do, MIL does.

Enjoy your retirement @RosesAndHellebores and congratulations on your new grandchild. ❤️

However, you think it’s fair, if someone earning £200,000 pa wants to put £60,000 into their pension, they only have to pay £33,000 and the government gives them £27,000 in tax relief? £16 per week for people with just the state pension to live on, pales into insignificance!

Off topic but my favourite was the guy in the queue for crucifixion and the guard said "crucifixion?" and he replied " No. Freedom". So the guard looked delighted and said " right off you go then". Then he replied "No only kidding, crucifixion" . 😄

The numbers don’t add up, will need much more. Here in Scotland we have free personal and nursing care which currently costs around 1 billion per year. There’s not enough carers or care home places and the hospitals are choked as they can’t move people on. The quality of care is variable and unreliable. Absolute mess.

do you earn more than just over £12k a year?

yes there is.

Hold on being a pensioner is inherently cheaper than working. Off the top of my head, no transport costs ( to work) , no work clothes, no lunches/coffees out, ability to take advantage of off peak prices without needing to take a day's leave. That's before free bus passes ( freedom pass in London) free perscriptions....I could go on.

No benefits for people without british passport is utterly stupid. I am non native and have passport but many of my friends don’t. We all came here at 18, and spend our whole working lives here paying taxes and contributing times more than many many British Passport holders. The reason they don’t have passports is the affordability. It took me 10 years of working to be able to afford to fork out £2k… for a couple who ended up having kids here it is nearly impossible £10k now.

So if I didn’t have passport, then I shouldn’t be entitled to pension or help if I lost my job despite literally living here longer than my own country? Oh I spend 6 years as a carer in a care home btw and there was not one English person working there because it was I quote “beneath them to change adult pads”

Congratulations. Have a long and happy retirement.

Do you think pensioners have never worked?

no work clothes, no lunches/coffees

We don't walk around naked and spend our days staring at the wall. We still have to buy clothes, pay bills and occasionally have the cheek to go out and enjoy ourselves by having lunch and coffee (or beer). We even go on holiday. (Not a cruise, in my case, you couldn't pay me enough).

Yep, having had several now, I can confirm there is - for viral pneumonia rather than bacterial pneumonia (think I've got that the right way round!).

My cruise was the ferry to millport.

By any measure today's pensioners have not contributed anything like the amount they are currently taking out ( adjusted for inflation of course) . They paid much less to support a much smaller pensioner population.