Is ending the triple lock to fund a care service fair....

[mids2019]

To me this is actually not a hugely left wing proposal as middle classes with occupational and private pensions will not notice the reduced increases in state pension significantly.

However poorer pensioners with little other pension provision may be impacted a lot to essentially fund a care service that will be disprotioanrly help the middle classes as their life expectancy is greater.

Is it fair that our poorest pensioners get less to support a care service which would mean a millionaire pensioner would not nèed to sell their assets to access it?

Exactly parents would find a way round the double tax.
Or it would become another weapon in already destructive relationships.
I had thought about a work around being Dad pays the shopping direct and the utility bills, but I think that could be used to control and abuse the Mum

But the current status quo maintainance is excempt from tax, makes more sense.

Note while I have used Mum as being the recipient of maintenance rather than the payers, I do get it is sometimes the other way around.

The more I think about out the idea of income tax on child maintenance the more crazy it becomes.
I'm sticking with mum being the resident parent.
Dad buys school uniform so he only pays the cost of uniform. But if he gives Mum the money to buy them he needs to give extra to cover her tax.

What about gifts, does she need to pay BIK for the kids trainers as technically its income to her household.

What about gifts from parents to adult children should that also be taxed?

There's your wedding gift by the way you need to pay tax on it?

Kid at uni mum and dad paying their accommodation should the kid also be paying income tax on it or bik if its paid directly.

Its a bonkers suggestion.

That's one way of looking at it.
The other way is a simple tax policy where all income is taxed as soon as it hits the tax-free allowance regardless of how it is earned/received etc. It is a relatively simple way to raise extra income
I don't particularly see why maintenence should be treated as a special case really. You can come up with as many what ifs and yes buts as you like but the bottom line is ypu would pay tax on that income if you earned it so why not if you don't?

At that point you need to include the kids tax free allowance to the Mums tax free amount. So her tax free allowance doubles or triples depending on the number of kids.

And tax all gifts 🎁 Merry Christmas
Santa 🎅 becomes a tax collector

There's no extra tax-free allowance on parents' wages though.

Your right parents don't get extra tax free allowance for kids. But they are also financially responsible for their kids regardless of where they live.

A simple way round taxing maintenance would be instead of Dad paying the money to Mum he pays it to the kids, utilising THEIR tax free allowance, into an account that Mum is in control off, as obviously a 3 year old isn't really in control of the shopping bill.

Which is fine when the kids 3, not so easy at 15, but Mum thats MY money, why should I pay the shopping bill? As the maintenance money gets frittered away on junk.

Taxing maintenance is unnecessarily making a complex situation even more complicated.
And leaves Mum at the mercy of her ex or potentially children.

Then think about Dad giving his kid a Christmas gift of £100, is that income to the Mums household, should Mum be paying the 20% tax on it?

Actually thats another way to abuse Mum, give 100s to the kids that Mum then needs to find the money to cover the tax bill.

Dad gives 15 yo £100 to buy trainers, is that £100 classed as Mums income? Or only £50 of it as the trainers will move with the kid between households?

I actually can't believe anyone thinks its a good idea.

Well I do. Sorry.
You are coming up with several rather niche and complex schemes to justify your stance but most people wouldn't bother.
I don't see any reason why eg £500 in maintenence should be treated any differently to £500 in wages. They are both spent in the same way.
I am a former maintenence recipient by the way.

The UK pension is a fraction of what Spanish pensioners receive. The point of the triple lock was to catch up with European pension provision levels. We are still a long way off.

So you think its fine that of that £500 that Dads given you 20% should go to the Tax man and not to your kids?

It IS taxed as part of the NRP income
You are suggesting taxing it twice

Are you struggling finacially?
All your posts come across as personal grievance rather than economic discussion at this point

Nope. Not grievence
I have posted many times in the past about a blanket tax rate for all income and am merely defending my stance against somone who is looking at the viewpoint differently.
I hope that's OK with you

You can't base laws on emotional blackmail.
But since you ask, as the majority of my household income was earned and taxed anyway, ringfencing the CM as tax free made no sense to me.