Travel insurance, so stressful

[Phase2]

I honestly would rather get a quote after giving them access to my medical records. So many stories in the press about people being denied over the last couple
months. Just emailed them after getting a quote to say I have vaginal atrophy. It’s on the list, missed it first time. Also thrush once last year. My dd had constipation last year, now resolved. Conjunctivitis, it’s endless, and I will definitely have forgotten something. Breast biopsy (cyst, nfa) just remembered I haven’t added that.
it would be so much easier just to say here’s my nhs record, have at it.

You don’t always have to give details about past issues that are now resolved (depending on time lapse)
the questions are very specific

i think the hardest is when you’re waiting on an appointment which could potentially be 2 years away and have to put it down as awaiting an investigation which could mean anything so the premiums are ridiculous

I’ve found the questions are ‘name any medical issues’ in the last two years. I used a compare the market type website. I agree on the waitlist - if you are waiting two years it’s probably not very serious?

https://www.mumsnet.com/talk/holidays/5231725-travel-insurance-didnt-pay-out

Just seen this thread recommended!