Are any of you single person households with only one income under constant threat of job loss? My employer is constantly reorganising and offshoring. Colleagues disappear from one day to the next, despite high work loads and long hours (company profitable and strong sector). It makes me feel very nervous. I have zero household income if my job goes and only 3 months notice, no redundancy payout. Feel like I can't commit to any long standing financial decisions, just keep going one day at a time. The lack of future dreams and hope is drepressing. Anyone similar and how do you manage it?