Hi
My DP developed a chronic illness and has been off sick from work. Their work has been paying them using an income protection policy. Their employment will end this year. In theory the insurer will continue paying them until retirement. Having seen stuff online, we think the insurer might make a lump sum offer instead of having them 'on their books' for x more years.
If anyone has been in this situation, do you have any advice?
Thanks in advance.