Maternity Pay on FTC

[Addie4]

Hi, me and my partner are thinking of starting a family in the next few months. I’m currently on a FTC contract which is set to end December 2026. I will qualify for SMP by the time we start trying but depending on when we conceive, it’s looking like my FTC will end whilst I’m on mat leave. If this isn’t extended or made permenant before hand.
Would I still receive SMP even after my contract ends or does all funding stop?
my company also offers a added plan for enhanced maternity and again o meet this criteria but unsure whether this can be offered to me as I wouldn’t be given the chance to pay back.

Is it worth seeing if they will make you permanent before you get pregnant - they are less likely to (and yes I know this is wrong) make you permanent after the fact. Job security is important. Are you married? You also have more security financially and legally if married especially if you are not working - so many women reduce their hours after having children. Make sure you claim CB even just for the national insurance stamp if you are out of work after having the baby