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Financial checks

2 replies

Natsash · 27/06/2024 21:06

I've got offered a new job and just received my documents. The company provides financial services and the position I've applied for is in payroll.

One of the questions asks about any agreements with creditors or debts that weren't settled. What sort of things go into this category?

I don't want to make any mistakes and feel like I'm massively overthinking it. Obviously I've got debt, ie gas and electric end of year calculation showed an underpayment (as is sometimes does when you're in direct debit) and I'm now paying that back monthly. Is this the sort of thing to put on the form?
Or parking tickets where you pay a smaller amount if paid within 14 days etc?

Please help, I don't want to look daft once I submit the form 😂 I don't think my financials are terrible, I managed to get a mortgage and remortgage so that's got to count for something, but it's also a bit part of why I'm changing jobs: better pay.

OP posts:
dreamersdown · 27/06/2024 21:09

No - this is credit agreements (secured and unsecured - mortgages, credit cards, loans etc) where you haven’t kept to the terms of the financial agreement (fallen behind on terms, defaulted, CCJs etc)

Natsash · 27/06/2024 21:15

@dreamersdown thank you! I literally just spiralled into thinking of the strangest things

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