Recently signed up for these and so far it's been pretty disastrous. I get paid on the 15th and last month they finally reached the account on the 25th, by which time I'd given up on them and paid the nursery fees upfront from the rest of my wages (meaning we were totally skint). I assumed that must be the date they'd be paid every month but no payment yet for September and it's the 26th... I was banking on having a double payment to make. Feeling very, very anxious as I need to get them to my child's nursery by the 1st and have no money to cover if they don't go through. Does anyone use them and know how they work/when they're paid etc? Very grateful for any information/advice.