I think there was an island in a river and there were a couple of houses on the island and different family members lived in different houses... Maybe the protagonist moved back into her grandmother's house on the island? And there was an aunt. They got a boat backwards and forwards from the mainland to the island.
And the big crescendo of the story took place when everyone was going to some sort of fair or event at night, with torches or lanterns.
It might have been a murder story (because that's what I usually read) but I feel like there was a love story too...
Probably something pretty mainstream. Any ideas?