Bit of a stupid question really, but when do you think one should start wearing a body protector ?
DH thinks I should get one, but I don't see other adults wearing them for anything less than jumping - he is concerned that now I'm doing more hacking inc on roads theres more of a chance of spooking and getting thrown.
He's right of course, but don't want to seem like a total wuss - or is there any downside to wearing one ?