We had a loan pony that was initially with view to buy but 6 months in it was clear they didn't actually want to sell. Due to this and me being clueless as it was our first, we never had a loan agreement signed. Owner came 2-3 times a month to see pony sometimes with us there sometimes without notice. Then unexpectedly asked for return after a year. Turns out she now has a loaner closer to her yard and wants more visits. New loaner views, all fine. Pony has now gone to new yard.
New loaner is unhappy with the tack. She's been shown our tack, turnout rugs, fly mask etc by owner when I wasn't there. I kept hold of our stuff as we want a new pony same as this one and it didn't cross my mind that this stuff would now belong to pony not us. All stuff sent was safe etc just not as nice and new as ours. The basics are the same I.e. saddle but different stirrups and no gel pad etc
Still very new to all of this so, is the tack accumulated during a loan normally given with pony or not?