To put you in the picture of my situation, I'll explain the issue with the cat:
(DH's cat from before we met, 5 years old, had him from kitten, loves him dearly.)
Went missing last summer for 3 months and came back with his collar caught around his arm/neck. Rushed to emergency vets, collar had cut into the cat's skin, caught terrible infection, smelt awful, some parts started healing around the collar, etc. A whole mess basically. The emergency vets (PDSA) were able to help remove it and clean him up and treat him for the infection at the time as one of us was unemployed and had proof of benefit.
We wanted surgery done to stitch up the wound back when it happened but the vet said No it could heal on its' own but unlikely and pretty much said 'best of luck with it, off you go'. Now fast forward to today and it hasn't healed, in fact it has become much, much worse and both of us are working (N.min wage) and can't afford the fees for an actual vet (they're asking for £800, to first investigate then operate).
DH wants to loan the money to pay for the operation, putting us in debt that we really really can't afford right now, already scraping by as it is. I'm trying to be supportive and I've taken on all his good pros and cons but realistically at the end of the day I think it would be better to put the cat down (for lots of reasons).
What should we do? Should I be more supportive or is he being unreasonable about the money side of it?
Has anyone ever been in this situation and not been able to afford the pet treatment they require, forced to take the alternative route?