OK so apologies, I only watch Eastenders twice a year or so! But I watched a bit today - and basically got that Phil was in debt to Ian - but how did that happen?? I'm assuming that something happened between Ian and Janine and that's why he was blackmailed into assigning the debt to Archie - and how come Billy doesn't live with his wife and children any more? Last thing I saw he'd stolen the charity money, was that why they left?
If any kind sould would explain, it will make Christmas Day at my mum and dad's easier to bear (always have to watch at their house).