Just watched a brilliant documentary regarding the differences between families with lot of disposable incomes and those with less , this last programme made me want to start a funding effort to get them= the poorer family , a head start. They were so positive and lovely and the better off family learned lessons too. Both parents in the poorer family worked really hard , as did the richer couple , but I felt that the odds were against the poorer family whatever they did. ...I am retired and therefore very lucky , what would you do ?