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Teenagers

Parenting teenagers has its ups and downs. Get advice from Mumsnetters here.

Finances when child does an apprenticeship

55 replies

Welshmum2010 · 22/07/2025 21:22

I’d always thought my child would go to university and I’ve been saving up to help fund this. They are not starting an apprenticeship at 16. We are both very happy with this as it’s a great opportunity with prospects and will be better for them as they aren’t enjoying formal education. The slight issue I have is the financial side. I am a single parent and my child maintenance and benefit will stop. her dad pays the maintenance but has made it clear once that officially stops he won’t contribute Personnally. I want them to able able to keep all their wages for things they need and to save for car etc. however it will leave me a little short for bills etc. they will continue to live here for 3-4 years and I dont want them to have to contribute. They have An isa of several £1000 that will pay out at 18. I have savings that I was keeping for university in my name and they are not aware of how much this is. I feel guilty about dipping into this for monthly costs but it’s not needed for the original purpose. I think I can use a little and still have a lump sum to go with the isa. What would other parents do or have done in similar circumstances .

OP posts:
BeachLife2 · 25/07/2025 14:14

@amylou8

Totally unacceptable to charge a 16 year old imo.

FloofyBird · 25/07/2025 14:48

Will they be eligible for UC? (I'm not sure what apprenticeship wages are like these days).

Pinkissmart · 25/07/2025 15:08

I would have a conversation with the child's father. Ridiculous that he just stops paying.

However, I would have a conversation with your daughter to discuss finances moving forward. For example, it's fair that she starts saving for driving lessons and car (if her plans include learning to drive).

Pinkissmart · 25/07/2025 15:08

FloofyBird · 25/07/2025 14:48

Will they be eligible for UC? (I'm not sure what apprenticeship wages are like these days).

Why does a 16 year old need more?

FloofyBird · 25/07/2025 21:21

Well not all 16yos live at home with their parents for a start.

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