I have spent the last few days tediously hunting insurance quotes for DS1 who is 19 and passed his test in July.
Having found him a suitable (not the souped up polo he bought off a mate and we scrapped 2 days later) car..an old basic pug 106, I have 'go compare-d' and 'meer cat-ed' til my eyes went fuzzy. Eventually got the cheapest 3rd party F+T being £1670 being Elephant.co.uk... and that's if you pay all at once (monthly took it to nearly 3k!)
Rang them.. turns out they are actually Admiral... and on finding we had 2 other cars, suggested we go on a multi car policy. .. renewing when ours run out (as soon so not worth cancelling) . The quotes for DH and myself were WAY cheaper than we last paid, and for DS1... it has taken it down to £1200!!!! Nearly £500 saved!
Just thought I'd share that as I had no idea that a multi car policy would accept a new driver, and needless to say I'm very happy. Incidentally I got my first credit card to do this.. got one with 0% interest for 16 months so no charges there... and I'll switch again for next year if need be.
Now I have to work out how much DS has to pay me back each month and for his car itself. I am very tempted to add a bit on for all the money he has cost me recently 