Views on this bag, please

[polyhymnia]

Have been looking long and hard for a new bag for spring/summer - preferably for everyday use.

Want something I can put over my shoulder, not too small, not too structured, neutral colour, and preferably with an outside pocket - or separate internal one - for Oyster card. Must be real leather. Budget: up to £250, but preferably closer to £150ish. No bright gold metalware.

Thinking of getting this, which covers all the bases, is very much my style and I can see being a real day-to-day bag in a good colour (it's a subtle olive):
www.comptoirdescotonniers.co.uk/eboutique/accessory/bags-and-leather-goods/8510-shoulder-bag-leather-aude-battle-green.html?art_Id=33542

But in R and B the other day was distracted by this:
www.russellandbromley.co.uk/all-handbags/mini-chain/invt/713327

What do people think? Is the second one too blingy/ has too much going on/ not for every day?

All views welcome.

[PUGaLUGS]

Sorry, don't like either. There must be better bags for that kind of money.