What do you spend on and what do you save on?

[littledolly]

I always try to make and effort with my appearance - cleanse, moisturise skin daily and exfoliate once a week, and wear make-up every day. However, lately, I've begun to realise that I don't tend to spend much on the products I use. I tend to buy cheap products. I am not looking to spend a fortune on cosmetics, etc, but figure I should start investing in some things. I am 37 with reasonably good skin by the way.
In terms of make-up and skincare, what do you spend on and what do you budget buy??

Splurge on moisturisers and serums

Budget on eyeshadows and lippies

Spend on good foundation and swear by MAC eyeshadow , I find it much more pigmented than other eyeshadow s
Other than that I pretty much save on everything else
I used to buy Nars , Benefit etc but now I have two kids I've cut back and have found brands like MUA to be great
I especially love their shimmer mosaic face powder ,I use it as a highlighter in my brown bone and cheeks

Regards to skin care , I am a Tesco Face Wipe kind of girl
And use Boots Basics Face wash or whatever shower gel is in the shower on my face ...
I only use moisturiser in the winter , little bit of Nivea Creme
round my nose and chapped lips before bed