[[http://www.gap.co.uk/browse/product.do?pid=000153756007&preferredLocale=en_GB&kwid=1&sem=false&vid=0&sdReferer=http%3A%2F%2Fwww.gap.co.uk%2Fproducts%2Fwomens-clothing.jsp Gap]] How would you wear this? With a cardigan or just alone? I need to layer - this is lovely on but probably not warm enough for me without additional layers. Neck is very high. Thanks