I was leaning towards the 'becoming naff' opinion but bought one yesterday. Tis a pewter silvery colour and textured like snake or crocodile hide. It's a really nice bag and feels v good (is Calvin Klein TK Maxx bargain) but just a bit unsure about the metallic.
Need a new bag for summer. If I don't keep this then I would like a red leather tote like \link{http://www.boden.co.uk/col.asp?segname=Women&styid=AM027&segid=6&gpname=Bags&desname=Grainy+Leather+Tote&gpid=2&gen=\this} (but not as pricey).