Finally, I went to the CAB for some proper benefits/ tax credits advice yesterday as I'm running out of savings and starting to worry very seriously about how we're going to get by. It was worth the four hour wait as it turns out we're entitled to all sorts of stuff I'd never even heard of, plus a load of stuff I thought we weren't entitled to; and have been for ages.
I asked for some advice on MN a while back, didn't explain properly, and as a result of what everyone said was so scared of being accused of fraud that I didn't try to claim anything - or even tell any of the various people who could actually have helped in case anyone 'shopped' DP.
Yiiipppppeee!