Looking for some advice please. My first 2 jobs were in pre-92 Universities so I have 10 years pension in the USS pension scheme. I'm 52 now, and have 16 years in the TPS pension scheme, as I'm now at a post-92 University and hope to remain there til I retire. I got a statement today from USS which made me realise that TPS is much better now. TpS has recently changed so I have a 12 month opportunity to transfer my USS pension into the TPS. It seems like a no brainer - is it?