After all the trials and tribulations recently, I've just about completed all of the divorce paperwork to start things off (the D8 form) and am getting ready to send it in. I'd love to be able to afford a solicitor and have had a single conversation with one to talk through what the overall process is, but I've got no money and am just about maxed out already. Looks like I'll need to do this alone.
Most of it seems understandable, but I'm stuck on the section about financial orders. We are working things out between us and it all looks like we won't have any disputes; we have no assets to speak of so are simply splitting a few household items and neither of us are arguing as we agree on what's fair for both of us and what will be required for the children.
I'm asking for nothing from her other than suitable contributions to childcare costs, and she is asking for nothing from me as I'll be bringing up the children entirely until she finds a suitable house of her own. I have agreed to take on and service our joint debts (credit card, overdrafts, loans, that sort of thing) in return for her not having a claim on my future income (the clean break clause is how I've heard it described).
On the form, though, it says that if I don't apply for an order at this stage then I could be worse off later. I don't want to mess this up; should I apply for something at this stage?!