Good morning everyone,
excuse the swearing so early in the day but I am sp angry with my, thankfully, ex-husband. We split up 3 mths ago after 12 yrs of him constantly lying about big and tiny things and being financially clueless. I found out after he moved that he had taken out a £3500 loan behind my back in March, he says to pay off his overdraft, but he spent that and was over his £2000 overdraft limit within 6 weeks (he left behind all his paperwork and I found it) he had spent it on game add ons for his phone, nothing useful.
We have a joint account which we hadn't got round to changing over to my name, with a £1600 overdraft, which we were always into and all the household bils came from. I took over responsibilty for it when he went, including trying to pay off the overdraft. Anyway, got paid on wed and transferred £1200 into that acc to cover household bills for the month. Went to Asda yesterday and card wouldn't go through. When I got home, checked acc, money still there. Phoned the bank and they have frozen and are closing the acc because he has taken out an individual voluntary arrangement because he can no longer manage his debt. Because the acc is in debt, I can't get the money back and the bills are due to start coming out on mon.
Now, I know I should have changed it over to my name weeks ago but wasn't expecting this. This is the sort of thing I had to put up with for years and rihht now am really hating him. On top of that, all hell will break loose tomorrow because my dad, who has had to bail him out so many times, is insisting on telling his parents about the mess he is in (yes, I do feel about 12).
Just wanted to rant, thanks