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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

my ex husband uses my old bank account can i change it into his name

9 replies

loganberry12 · 20/06/2012 21:45

my ex couldnt get a bank account when we were first together so i let him use my old account which is in my maiden name, now we have split i not want him to continue to use the account in my name can i have it changed into his name?

OP posts:
Wheezo · 20/06/2012 21:48

I think the bank would insist on closing that account and opening a new one in his name. You really should close it down because bank current accounts show on credit reports etc and there is no way if he ran up a huge overdraft on it that you would be able to say the debt wasn't yours since it would be in your name.

I would go to the bank and speak to them about the process. They would need to run credit and KYC/AML checks on him (know your customer/anti-money laundering) for account opening to ensure they are complying with certain regulatory requirements.

HauntedLittleLunatic · 20/06/2012 21:50

If you desperately wanted to keep the same physical account you may be able to add his name to make it a joint account and then sign to take yours off...

CogitoErgoSometimes · 21/06/2012 09:48

Tell him you're going to close the account and that he has to open his own. Presumably you get all the statements? Is is in credit?

Houseofplain · 21/06/2012 10:26

The ban will not do that. You must close it asap, you are liable entirely for that account. So overdraft, charges, bounced dds.

loganberry12 · 21/06/2012 11:50

ive told him i'll give him another week to sort his own out then im closing the account, ive already given him 2 weeks i will tell the bank to transfer any money in there to my account then give it to him. Luckily there is only £100 over draft limit on it.

OP posts:
Squirrelz · 21/06/2012 15:36

Haunted - we were told that accounts couldn't be changed from joint to single when we divorced, had to close joint current account and joint savings accounts and open new ones.

NatashaBee · 21/06/2012 15:41

This reply has been deleted

Message withdrawn at poster's request.

catsrus · 21/06/2012 15:46

My exH took on our old joint account as his single one Squirrelz I just had to sign to take my name off it. That was 18 months ago - but I agree with those saying just close it! Never let anyone else use an account in your name Shock

HauntedLittleLunatic · 21/06/2012 23:06

I had my name taken off the joint account - also about 18m ago. We just had to go into bank and sign to say we both agreed to it.

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