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First time buying a house advice

5 replies

Melody909 · 21/07/2026 22:44

Me and partner are in a council flat at the minute. We want to buy a house. He’s the main earner and I am working as a self employed coach and don’t earn that much. We are having a baby together so we want to move as soon as we can but we need some advice/tips/hacks - anything that you would have liked to know sooner before buying a house

it can be any form or advice in regards to financial advice or physical house advice

please help we are clueless

OP posts:
Beebumble2 · 21/07/2026 22:54

Organise you mortgage, so you know how much you can comfortably borrow.
When looking for property, we always looked for the worst house on the best street. Location is very important. Schools, ( comes round quickly), links to transport, shops.
Hope you enjoy this exciting time if your lives.

JustGiveMeReason · 21/07/2026 23:16

I agree with @Beebumble2

The first thing to do is make an appointment with a couple of Mortgage advisors. Find out what you can borrow, and you then have a starting point as to how much you will be able to spend. Of course, the fact you are about to go on maternity leave isn't going to help that.
Do you have a deposit saved ?

Nourishinghandcream · 21/07/2026 23:39

You are unlikely to be staying there for a huge amount of time so don't think it has to get your dream/forever home and tick every box.
Compromise is key and use it as your first step up the property ladder. In time you will know what are "must haves" and what actually isn't really important, remember these and use them when you buy your next home.

Mischance · 21/07/2026 23:44

Take a compass when viewing - it is always good to know where the light falls in house and garden, so you avoid being in a dingy home.

Summerhillsquare · 22/07/2026 09:12

Could you buy your council flat, assuming you like living there?

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