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Average 3 bed terrace in England

3 replies

Pistachiod · 10/03/2026 13:37

Caveating to say just a few googled questions, so may not be 100%! Inspired by another thread.

Average cost England £245-260k
Average cost excluding M25 £180-£235k
Average cost within M25 excluding zones 1-2 £550-600k
Average cost England excluding zones 1-2 £250-270k
Average cost zone 1 - £2.9m
Average cost zone 2 - £1.5m

As proportion of take home pay mortgage spend is
England average - 19-32%
England average excluding zones 1-2 20%
M25 excluding zones 1-2 35-45%

OP posts:
MsGreying · 10/03/2026 13:56

Bonkers isn't it.

How many times average income?

Pistachiod · 10/03/2026 14:31

Derby and Newcastle rank the highest for leftover disposable income after mortgage payments apparently.

OP posts:
XVGN · 12/03/2026 09:46

Pistachiod · 10/03/2026 13:37

Caveating to say just a few googled questions, so may not be 100%! Inspired by another thread.

Average cost England £245-260k
Average cost excluding M25 £180-£235k
Average cost within M25 excluding zones 1-2 £550-600k
Average cost England excluding zones 1-2 £250-270k
Average cost zone 1 - £2.9m
Average cost zone 2 - £1.5m

As proportion of take home pay mortgage spend is
England average - 19-32%
England average excluding zones 1-2 20%
M25 excluding zones 1-2 35-45%

OK. To add more meaning to this we need you to specify the mortgage basis used - deposit, rate and length.

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