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Bathroom Reno - Do you tell insurer?

5 replies

FTMAug22 · 08/11/2025 18:04

We’ve never had anything big done like a bathroom before and we have a company coming in to rip out and replace- is it normal to tell your insurer or do you not need to?

OP posts:
HavfrueDenizKisi · 08/11/2025 18:21

Not normally. Only tell insurers when you’re doing large structural changes like a loft conversion or extension. Simple bathroom or kitchen upgrade is not needed.

ComtesseDeSpair · 08/11/2025 18:58

It will depend on your policy - read the terms and coverage. Some will require you to notify them of any major work such as removing and installing a bathroom, others only of anything structural.

Oxo01 · 08/11/2025 19:33

Dont have to tell them but
Look at your renewal when its due, mine asked if we had any work done in last few years.

FTMAug22 · 09/11/2025 09:04

Thank you all, much appreciated!

OP posts:
kirinm · 09/11/2025 18:50

Look at the wording of your policy. Nobody here can tell you how to ensure you comply with your insurance obligations.

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