Hi, just after some advice really, I currently rent my property and me and my husband are now financially able to buy.
My landlord is willing to sell at slightly below market value of 110k. Our deposit is 11k and me and my husband bring home 55k per year between us not including bonuses.
The issue I've found is my husbands credit rating is great with no issues however I have 2 missed payments from a finance car from 2019 however this was paid off 3 years ago. We have a car on finance with 4k left and a credit card that's paid fully monthly but no other debt besides phones etc.
What are the chances if being able to get a mortgage with these issues? Thanks for any advice.