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rate offered today 5.87

20 replies

Tortington · 16/05/2008 15:13

good or bad

TODAY

am not sure i want to partic know that you have yours at a fixed 4% for ten years

generally

good

or not

thanks

OP posts:
Twiglett · 16/05/2008 15:14

fixed? if so how long
variable?
fees .. into mortgage and out of?

notjustmom · 16/05/2008 15:15

This reply has been deleted

Message withdrawn at poster's request.

Tortington · 16/05/2008 15:15

3 years fixed

OP posts:
Twiglett · 16/05/2008 15:15

percentage LTV also worthwhile .. ie how much deposit compared to cost of house?

Tortington · 16/05/2008 15:15

seperate fees

OP posts:
Twiglett · 16/05/2008 15:16

check against moneysupermarket and charcol to get a feel (they both have online questionnaires and calculators)

Tortington · 16/05/2008 15:16

have 80 deposit
house at 245

OP posts:
CountessDracula · 16/05/2008 15:16

how much is the fee?

Twiglett · 16/05/2008 15:16

the amount of those fees should also be included to get the true cost of mortgage over the 3 years

Tortington · 16/05/2008 15:17

the fee is 1k

OP posts:
CountessDracula · 16/05/2008 15:22

looks good to me

Tortington · 16/05/2008 15:23

thanks

OP posts:
CountessDracula · 16/05/2008 15:25

actually
First direct have 5.39 Fixed for 5 years with £798 Fees

here

CountessDracula · 16/05/2008 15:26

you have to link to your current a/c though

CountessDracula · 16/05/2008 15:27

you can get 5.79 with £1k fee too

here

CountessDracula · 16/05/2008 15:29

Also could I say
go through Lilylo's dh
it doesnt cost you anything extra but he will get commission and can advise you. I think their business is struggling a bit at the moment from what she was saying

We used him, he is lovely. We knew exactly what we wanted already and he did all the legwork for us. I know he has advised others who didn't know hwat they wanted and he may have access to deals that you don't.

CountessDracula · 16/05/2008 15:29

here

CountessDracula · 16/05/2008 15:30

where have you gone??

noddyholder · 16/05/2008 15:33

That is ok custy and in 3 yrs who knows?Plus you will pay a huge chunk off before then and will be able to get another good deal.

Tortington · 16/05/2008 15:39

oooooh thanks so much CD

i have emailed the first offer to our broker and said " OY YOU LOOK AT THIS"

awaiting reply

suuuuuuuuuuuperstar

thanks

thanks all your fabuloso

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