Never thought I'd want to do this, but I need the money and cannot currently get a mortgage/remortgage despite decent earnings, no bad stuff and reasonable equity - although this should give me more.
I live in a 3 bed end of terrace Victorian with a small garden. I'd like PP to turn it into 2 flats, including a loft conversion so the top flat would then have 3 beds still, but bottom one just one. I live in London, not a conservation area, and just wondered what my chances are? That my home is a corner one does mean there could be separate access at the side (there's already a gate). That means it does not "open the floodgates" for my neighbours to do the same. (NB I understand this is a concern for councils.) Also, the bottom flat could be fairly easily arranged into having wheelchair access. I live in an area with mostly terraced Victorian houses and more modern flats, which do not offer private gardens, so my "USP" to the Council could be agreeing to make garden flat wheelchair accessible. A one bed wheelchair accessible place with a garden is like hen's teeth where I live, so wonder if that would help?
My main question is where do I start? I don't have thousands to spend on this, especially if it's likely to be a no!