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Anyone else waiting on a mortgage offer?

7 replies

therouge · 17/08/2022 14:23

Wanna join me as an absolute mess in a corner somewhere while waiting to hear?

App went in via broker, two days before the rate hike. More docs requested 6th Aug, valuation booked 12th, done yesterday and all ok. More questions coming through today about childcare costs (minimal, just some after-school club). We're visiting our purchase house today and every time we I try not to get too invested until this latest hurdle is done!

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Advicethankyou · 17/08/2022 15:42

Mine came through v recently in 2.5 weeks, despite me being told it could take a long time. Fingers crossed for you!

dottypencilcase · 18/08/2022 02:47

Four months (job change in between application going in and offer being made).

WoWsers16 · 18/08/2022 07:00

7 days with accord!
however a childcare question was the last question then it was the following day!

fingers crossed for you it’s not long!

knickersniff · 18/08/2022 07:33

2 weeks after valuation with nationwide .

therouge · 18/08/2022 11:49

Ahhh thanks all, hopefully we're nearly there! The habito tracker is useless tbh, doesn't really give us anything, and all the convos go between them and my husband. I'd forgotten how stressful house moves are in general, and last time we were cash buyers so didn't have to do any of this.

We've also historically been really crap on moving day and not ready at all, I think this time we might get packers in and shift it into storage early, is that what people normally do?

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dreamersdown · 18/08/2022 11:54

We get packers in the day before to box everything up, then spend the night cleaning when it’s clear. Takeaway, and then in the morning all you have to do is move the boxes!

therouge · 19/08/2022 13:23

We got our offer today!! It's is our 'forever' home so we fixed for ten years. Sooo relieved. Thanks all for your timescales. It took 2.5 weeks from the application going in to offer.

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