First time buyer help.

[Jennywallpaper]

Hi, I was hoping someone could give me some advice please?
DH and I currently rent, we've been in our current house for 12 years and our landlord has decided he wants to sell, we have been looking at our options and with the 95% mortgages coming back we would be in a position to buy.
We spoke to the estate agent dealing with our home, and put an offer to the landlord but he turned it down.

We thought because we only have 2 months to move we would just find somewhere else to rent in the short term but there is very little available and the only one we've seen that we like is £100 p/m more than our current rent.

So I was thinking we should maybe offer the landlord more and stay where we are. I really don't like the thought of putting more money into renting but I'm not sure if this is the right time to buy. Any help or advice would be much appreciated.

Thanks for all the replies!
We went to view the house we had seen for rent and we both agreed its not worth it.
We came home and rang to increase our offer but I forgot its a bank holiday here so the estate agents was closed.
I'll ring first thing in the morning and hopefully he will accept this time.

Good luck sweetie

Our offer was accepted!! Thank you everyone for all the help.
We're meeting with the financial advisor tomorrow, so hopefully this is the start of the buying process.

Great news!! Congratulations. Now you can enjoy thinking about how to make the place your own after 12 years!!

That's great @Jennywallpaper hope it all goes through quickly for you, best of luck