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Property/DIY

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House and life insurance package

5 replies

Shery7788 · 12/07/2019 14:53

Hello , do you recommend a reasonable house and life insurance package ?

OP posts:
AwkwardPaws27 · 12/07/2019 21:05

Do you mean buildings insurance and life insurance? You usually purchase those separately. If you have a mortgage broker they can advise you. Otherwise money saving expert is a good starting point.

pancaketits · 12/07/2019 21:13

These don't / shouldn't come as a package. Very different products priced according to very different risks.

Shery7788 · 12/07/2019 21:55

Yes i mean a building insurance and life insurance to be used in mortgage .
Do you recommend specific reasonable companies ?

OP posts:
jomaIone · 12/07/2019 22:55

Go on compare the market, put in your specific details and find the best deal. I change home insurance companies yearly depending on price. Usually approx £15 per month for us.

Life insurance you'll need to call round different companies and see who have good policies. We are with legal and general.

Grumpyunleashed · 13/07/2019 18:28

As Jomalone said, separate policies by searching for best quote.
I have no idea re life insurance as it is far too many years since I needed to worry about that but as a rule I shift House Buildings & Contents cover every 2 - 3 years. Simply the bastard chancer companies (including reputable names) seem to delight in suddenly shoving up the premiums by a couple of hundred pounds.
If your policies are tied together you will not be able to shop about.
Finally, if you can pay annually. House insurance is usually cheaper this way. Payment interest is usually in the region of 2 months payments unless they have a 0% offer.

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