My neighbour needs Access on my garden to do repairs. I understand legally they do have this right (Access to Neighbouring Land Act 1992 and others).
However, I am concerned "Neighbour wants to repair at height 1st floor and roof by means of ladder". I checked with my Insurer Direct Line because I have huge 6 ft stone wall and huge plant ceramic pots, which if the ladder fell back and/or he fell off the likelihood of him suffering serious or fatal injury is high concerns me, as without my permission he could not do the repairs by ladder" who informed I do have Public & Personal Liability Insurance :)
Great said I, so could they claim of me for their injury ? yes but you are insured. So I said "thats great so if I let a young 25 yr old ride my Ducati Superbike on my motorbike Insurance and he crashed, killed others maimed himself ALL parties could claim on my motorbike insurance ? Yes he said. So I would not let anyone ride my motorbike on my insurance ! then I cannot be liable? Yes he said.
So I best NOT let my neighbour go up his ladder at over ground floor working height Because I could be liable for any accident ? Yes he said.
So it is Scaffold only above ground floor height.
My question is, has anyone else experience of this situation ? and did anyone charge daily or weekly fee for garden rent while scaffold in place for the benefit of neighbour doing repairs/or neighbours work persons doing repairs ?
and finally how much per day ? or per week ? or per month ? and was a Deposit held with a Solicitor on account of 1) Damage to my property and 2) payment of Garden rent weekly ? 3) court fees if legal action required due to damage to my property
I ask all this because previous neighbours window replacement persons damaged the foundations for our new large shed and failed to pay for the urgent repairs (as damage happened on friday week before shed was scheduled for delivery & erection costing us over £300 and we are not going to be "caught" again.
I know many shall think I am being petty :( BUT it is not my fault they bought a home with no land to the front :( my home and land cost lots more for the access land for me, and them !